Sunny summer days seem to incite all sorts of fun activities with your Toy Breed Dog: As temperatures soar, the hot weather also brings with it very specific hazards such as sunburn, heat exhaustion and heat stroke. The good news is these threats to your pooch are preventable. In this article I will give you a few tips of how to keep your toy breed dog cool and safe during hot summer days.

Protecting Your Toy Breed Dog from Sunburn

Toy Breed Dogs can receive sunburn much like humans. The nose, tips of the ears and around the lip area are especially susceptible to the burning rays of the sun. Use common sense when outdoors in the summertime with your Toy Breed Dog. Keep your Toy Breed Dog in the shade during the hours of the day when the suns rays are most intense. This is usually between 10 a.m. and 3 p.m. However, if you need to be outside during these times, it's okay to apply sun-block to your dog's nose and the exposed skin on the ears. It's a little risky to apply sun-block around the lips. Your Toy Breed Dog would probably lick off the sun-block product which could present another health hazard. So avoid the lip area when using sun block on your Toy Breed Dog. If you notice the area around your Toy Breed Dogs lips becoming pink or red, contact your vet to find out an appropriate treatment for this area.

Protecting Your Toy Breed Dog from Heat Exhaustion or Heat Stroke

Leaving a Toy Breed Dog in a parked car during summer weather is the leading cause of heat stroke. Toy Breed Dogs can also suffer heat exhaustion or heat stroke if they exercise too heavily on a hot, humid day or, if they live outdoors and don't have shelter from the sun. Toy Breed Dogs are also more susceptible to heat stroke if they are overweight or suffer from lung or heart ailments. Older Toy Breed Dogs are less tolerant of heat and may succumb to heat strokes more readily than younger Toy Breed Dogs.

Here are a few tips to help keep your Toy Breed Dog safe from heat stroke:

Do not take your Toy Breed Dog with you on errands if you need to leave the dog in the car.

If you are traveling with your Toy Breed Dog and must make a stop, even for the shortest period of time, leave the air conditioner on.

If you take your Toy Breed Dog with you for walking, jogging or cycling exercise, do not push the Toy Breed Dog on exceptionally hot days. Always take plenty of fresh, cool water. Watch your Toy Breed Dog for signs that the dog needs a break.

Most Toy Breed Dog owners do allow their dogs to live indoors. If for some reason, your Toy Breed Dog needs to live outside, be sure you provide an all-day shade area such as a ventilated doghouse, large beach umbrella or overhang to block the heat of the sun during summertime months.

Keep older Toy Breed Dogs and those with lung or heart conditions inside your home on hot days. If you do not have air conditioning, keep a fan running.

Avoid situations that force your Toy Breed Dog to stand on sun-baked surfaces such as cement sidewalks, a truck bed or beach sand. The extreme heat can cause blisters on the Toy Breed Dogs pads.

If you must walk your Toy Breed Dog in the heat of the day, walk on grassy areas as much as possible.

Of much importance is to provide your Toy Breed Dog with an unlimited access to cool, clean refreshing drinking water.

If you will follow the above tips during hot summertime weather your Toy Breed Dog should be safe from experiencing heat stroke.

Author: Connie Limon. Visit us online at: http://www.abouttoydogs.com We are an article and resource directory all about Toy Dogs. Our mission is helping you decide which Toy Dog is right for you and/or your family. We provide you with helpful, educational articles and dog training resources.

This article is FREE to publish with the resource box.

Connie Limon. Visit us online at: http://www.abouttoydogs.com We are an article and resource directory all about Toy Dogs. Our mission is helping you decide which Toy Dog is right for you and/or your family. We provide you with helpful, educational articles and dog training resources.

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Whether you are a new piano player or a full-time professional, exams can be a strenuous and often daunting task. Each exam has its separate challenges. However, if you prepare for your exams correctly, it could mean the difference between passing and failing.

For this example, let us pretend that we are sitting for a Grade Six piano exam. Let the record denote that I have sat and passed a Grade Six exam. Although admittedly I did not pass it well - this was caused by a severe lack of preparation leading up to the exam. I did not put the time or effort into my preparation for this music exam. I can assure you from first hand experience that you need more than 15 minutes practice three to four times a week to effectively prepare for a Grade Six piano exam!

THREE MONTHS BEFORE THE EXAM

At this time you should be doing approximately one hour's worth of practice a day, five days a week. In your selected pieces you should be able to at least press all of the right notes. This is the time to start developing your pieces from a series of notes to a piano masterpiece. Concentrate on things like expression, dynamics and tempo. Put some feelings and emotion into your pieces.

You should also profusely study all of your theory and scales. Too often scales and theory are neglected at this time and are only revised about a fortnight before the exam. This is a terrible mistake! Remember the more you study now, the more you will retain this information, thus having a better chance of recalling the required knowledge during your exam.

ONE MONTH BEFORE THE EXAM

It is time to up the anti a bit. You should be spending one and a half to two hours practicing a day, six days a week. This is the time to smooth out all of the minor flaws in your pieces of music. Practice things like getting that tricky triplet sounding fluent and making sure you hit the F sharp with your fourth finger rather than the fifth. These issues might seem minor, but it will help you immensely with your exam.

Practice without the sheet music in front of you and see how well you go. During your exam if you rely too heavily on your score, I can guarantee you will stuff up. Learn your music off by heart.

Also, make sure that your exam becomes your number one priority. Do not be distracted by other issues in your life. Do not become distracted by relationship, financial or other issues that might divert your attention from your exam. You will become stressed and worn out, and you will not perform at your potential.

ONE WEEK BEFORE YOUR EXAM

Now is the time to just practice, practice, practice! I would recommend doing between two to three hours per day by now. You should have all of the knowledge required for the exam. It is simply a matter of revising it for your exam.

Whilst we are working and studying hard, we have to remain relaxed. Put it into perspective; it is only an exam. There is no need to worry about it 24/7.

DAY BEFORE YOUR EXAM

Most people on the night before an exam practice for 5-6 hours, studying until some ungodly hour in the morning. This is a big no-no! At maximum you should only play through your pieces once. What I like to do is pretend I am actually sitting for the exam. So I would do my scales first, then my pieces in order, and then do some sight reading.

Don't try to do any last minute revision for your exam. Chances are that you will only put unneeded pressure on yourself and more importantly you will only have a small chance to remember it for your exam. Do not get distracted by other things in your life. Your piano exam is tomorrow - everything else can wait another day.

Relax! It is essential that you get a good night's sleep. I would recommend that you get 8 to 10 hours solid sleep if you can afford the luxury.

MORNING BEFORE YOUR EXAM

Do not do any work, whether it is piano related or not. Do something fun that doesn't require a lot of brain power. Watch a movie. Kick a soccer ball. Do whatever that suits you.

Try to eat a healthy breakfast. However, if you suffer from butterflies in the stomach, which I suffer from immensely, don't try to force anything down. It will only comes straight back up! (Trust me!)

I will say it again, RELAX! Try not to think about your exam. Don't try to think about your theory, scales, pieces, fingering etc. etc. Don't think about what you have and haven't done for your exam. This is only going to get you all frazzled and this will seriously hinder your exam.

30 MINUTES BEFORE THE EXAM

By now you should be at the venue where your exam is being held. Do some ultra-light revision. Look through your music sheets and visualize yourself playing it as you read the notes. Play some 'air-piano.' Test yourself with a couple of theory questions.

Do not under any circumstances talk to other people about the exam. Do not ask each other theory questions. Do not discuss your pieces. Do not talk about previous exams or examiners. This is nothing more than an unwanted hindrance. Take a few deep breaths, relax and focus on your exam.

5 MINUTES BEFORE THE EXAM

Close the books for a moment. Take three deep breaths and focus. Think to yourself that this is just like any other piano practice session. Go into the exam with positive thoughts. Whether you have prepared yourself for the exam as I have discussed above or not, it does not matter now. All you can do now is concentrate on the upcoming task of your exam.

DURING THE EXAM

Two things will be happening to you about now. Firstly, you think you are doing well. Great! Ride on this wave of euphoria until the end of the exam. But you must not slack off! You still have a couple of pieces or a couple of scales or some theory to do. You must concentrate until the end of the exam. A lot can happen between now and then.

The second thing that could be happening to you during your piano exam is that you think you are performing badly. Forget about it! It doesn't matter what has happened. You still have the rest of the exam to impress the examiner. A lot can change between now and the end of the exam.

Another point worth thinking about is just because you think that you have done a bad job, doesn't mean that the examiner knows you've done a bad job. He/She will not pick up every single mistake you make. Just forget what has happened, clear your mind and start again with your next task. Think about what is going to happen, not what has just happened.

AFTER THE EXAM

Congratulations! You have completed your exam! You can now breathe a huge sigh of relief! It's finally over!

Carefully analyse your exam. What did you do well? What do you do badly? What could you have done to improve? Make notes so you can use them as a reference for future exams.

Be careful not to be too confident with your exam. You might be disappointed when you see your results. Conversely, do not be too negative with your exam and think that you have done badly. More often than not you will get a nice surprise!

RECEIVING YOUR RESULTS

After waiting one to two weeks for your results to come back, you would be naturally excited, or at least inquisitive to see your results. Have you done well and/or better than you expected? Have you done worse than you have thought? Either way, read your examiner's comments at least three times. See what they liked about your piano examination and what they didn't. No matter how well you did, you can always improve! Next year's exams are guaranteed to be harder than this year.

Take the assessor's comments on board, but also take your own thoughts on board. Was your preparation leading up to the exam as good as it could have been? Nine times out of ten, if you have done badly you generally know why. Think about why you did badly and improve! Learn from your mistakes. Do not get depressed! It is not the end of the world. There is always next year.

I hope this article was helpful for your preparations for your exam. This is what I personally do when preparing for a piano exam. Obviously, if you have your own routine that works, by all means stick to it. However, if you do pick up one piece of advice from this article and apply it successfully, I will consider this article a success. Good Luck for your exams and most importantly, remember you can only do your best.

Christopher Carlin is the founder of the new resource for piano players, Free Piano Sheet Music. He has applied over twelve years of piano knowledge and experience into this article. Visit Free Piano Sheet Music to get free piano sheet music, articles, tools and much much more.

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The terms "bull" and "bear" are often associated with vertical spreads. This leads most people to think of vertical spreads as directional plays, which is true. Vertical spreads can also be used to take advantage of two other potential trading opportunities - time decay and volatility movement.

Using Vertical Spreads to Take Advantage of Time Decay

If you are looking for a fully hedged way to take advantage of time decay, a vertical spread can be an excellent tool. It has a limited profit potential, but a limited loss scenario for both the buyer and the seller.

At-the-money options have more extrinsic value than their similar month in-the-money or out-of-the-money options. Since it is an option's extrinsic value that decays over time, you can set up a vertical spread by selling an at-the-money option and buying either an out-of-the-money option (creating a credit spread) or an in-the-money option (creating a debit spread). If the stock holds tight to the out-of-the-money option, the option's extrinsic value will decay at a faster rate than the in-the-money option or out-of-the-money option. This is because the at-the-money option has more total extrinsic value to decay in the same amount of time as the others.

Creating the vertical spread by selling an at-the-money option and buying an out-of-the-money or in-the-money option as a hedge looks like a good idea. Now, there are a couple choices. Should you do the put or call spread? Should you buy or sell it? You should base your decision of what to do on which way you think the stock will move. Although you are playing for time decay and you are assuming an overall lack of movement, you cannot expect the stock not to move at all. So even though you are playing time decay, you still want to form an opinion on in which direction the stock is most likely to move. Doing this, you have now given yourself another way of making the trade profitable. You are playing for a lack of movement but now you can still win if you pick the right direction. This scenario presents you with two ways to win and only one to lose.

Now that you have picked which at-the-money strike you are going to sell and you have picked your anticipated stock position, you still have a decision to make. Do you do the call vertical spread or the put vertical spread? Remember, both the vertical call spread and vertical put spreads allow you to participate in either stock direction. For the bulls, you can buy a vertical call spread or sell a vertical if you think that the stock will go up.

For the bears, you can buy a vertical put spread or sell a vertical call spread.

There are two choices to decide from for each direction. One is a purchase. The other is a sale. The best way to decide which one to do, other than your own style or comfort, is a simple risk/reward analysis. By selecting an at-the-money option to sell as part of a vertical spread, an investor can execute a time decay play with a hedged position.

Using Vertical Spreads as a Volatility Play

Vertical spreads are also usable as a volatility play. We stated earlier that an at-the-money option has more extrinsic value than other options in its expiration month. This is due to a number of contributing factors including time and largely volatility. An option's dollar sensitivity to movements in implied volatility is known as Vega. Obviously, an at-the-money option will have a higher Vega (volatility sensitivity) than an in-the-money or out-of-the-money option in the same month.

As volatility increases, the at-the-money option will increase in price to a greater degree than will an in-the-money or out-of-the-money option. As volatility increases, the at-the-money option will increase in price to a greater degree than will an in-the-money or out-of-the-money option with a lesser Vega.

Conversely, the at-the-money option will lose value at a greater rate than an in-the-money or out-of-the-money option should implied volatility decrease. The question is how to use the vertical spread to take advantage of anticipated movements in implied volatility. Remember, the vertical spread affords you the luxury of being hedged on either side of the trade - both as a buyer and as a seller of the spread.

If you think that implied volatility is likely to increase, you can set up a vertical spread by buying an at-the-money option and selling either the in-the-money or out-of-the-money option against it. If you feel that implied volatility will decrease, you can set up a vertical spread by selling an at-the-money option and buy either an out-of-the-money or an in-the-money option against it.

To set it up, you would follow the same guidelines for setting up a vertical spread to take advantage of time decay. Decide which direction you feel the stock would most likely move. If you feel it is likely to rise, you must decide between buying a vertical call spread and selling a vertical put spread.

Either way, the spread will have to be constructed with the at-the-money option being long if you feel volatility will increase or short if you feel volatility will decrease. If you feel the stock would most likely fall, you will have to decide between buying a vertical put spread and selling a vertical call spread. Either way, the spread must be constructed with the short option being the at-the-money.

As you can see, the vertical spread is not restricted to directional scenarios. It is very versatile allowing the investor several choices among a diverse group of potential uses. It also affords limited risk, albeit limited profit potential, to the buyer and the seller.

Ron Ianieri enjoyed 14 years of experience as a floor trader on the Philadelphia Stock Exchange, including four years as the lead market maker in DELL computer options one of the busiest books in history. He is currently chief options strategist and co-founder of The Options University, an educational company that teaches investors how to make consistent profits using options while limiting risk.

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Most homeowners are energy conscious and would like to do more but the cost of installing energy saving items can be prohibitive. If your boiler is inefficient and you need to replace it with a more efficient system, it could cost you thousands of pounds.

In addition domestic wind turbines, solar panels and ground source heat pumps are expensive and take over ten years to recover your investment. Most homeowners are keen to introduce changes but are trapped by rising costs. With rising fuel cost, homeowners are likely to turn their heating down to save money. This could see the return of hypothermia amongst the elderly this winter.

There is a very effective way to save money and improve the efficiency of your boiler without excessive cost. Attach a magnet to the fuel feed pipe of your central heating burner and you immediately improve combustion. A good magnet cost 65 plus postage but the benefits are enormous and long lasting.

The magnet conditions the gas or oil allowing it to mix better with air. The combustion is, therefore, improved. With better combustion, more energy is produced for the same fuel. If you are contemplating changing your boiler because it is inefficient or old, attach a magnet first and notice the excellent savings you will make. The more inefficient your boiler the more you save because the magnet will improve combustion to as near to 100% as you can get.

With improved combustion, the burner will need less servicing. In time the magnet will gradually clean the burner of deposited soot. Your service engineer may ask you if you used the burner since last serviced because it will be so clean. Your burner will last longer.

You save money on your domestic fuel bills, your maintenance and prolong the life of your boiler.

With Climate change a major issue, the magnet by providing a cleaner burn, will reduce harmful emission from your burner. This will be an important problem in time as governments tighten emission from domestic central heating systems. A magnet will help you comply with future changes in emission laws.

Even though you are still using fossil fuel, by attaching a magnet you are making efficient use of it.

In the past magnets were large and heavy but with new alloys, magnets are small, light and more powerful. A neodymium magnet of say 8000 gauss weigh 20 gms while the comparable Alnico magnet weighs 90 Kg. A neodymium magnet retains its magnetic properties for 100 years.

Magnets are easy to fit. Just identify the fuel pipe leading to the burner then attach to this pipe by straps and simply forget about it. The next thing you will do is turn the setting of your central heating system down because your home and your water will be hotter at that setting.

Magnets do not need maintenance. It will continue to be effective and when you move house, just remove it and attach it to the boiler in your new home.

With rising fuel cost, it makes sense to attach a magnet to your boiler this winter. You will recover your cost in no time.

If your grandparents or parents are likely to be affected this winter by the rising fuel cost, why dont you fit a magnet for them as a winter warmer present? Isnt it nice to know that they will turn the setting of their heating system down not to save money but because it is too hot?

Copyright 2006 Dr Phil Hariram

Dr.Phil Hariram is an Independent Ecoflow Distributor. He has cut his monthly direct debit heating bill for Calorgas(LPG) by 110% by attaching a Thermoflow magnet manufactured by Ecoflow, a innovative company that patented Central Reverse Polarity in magnets.

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Into the Arms of Buddha

It was 5 p.m. and I was stalking an angel on temple grounds. As the rain started, I wondered if she would show herself at all. Chiang Mais rain patterns are directly correlated with the contents of my purse. The resulting meteorological phenomena means the rain could stop in a matter of seconds or pour down for days, depending on whether or not Id brought my umbrella. I had not.

Squinting into the droplets, I glared up at the massive Chedi, a Lanna-style stupa which draws in visitors from across Northern Thailand. Sure its impressive, but what I want to know is: How can you have such a large building sitting there for 700 years and not install any doors? Surely it has rained here before.

Where to hide? No way would I take shelter in the two beautiful little buildings in front of me. Stunningly designed, absolutely! But each houses a wax replica of an elderly monk sitting in a clear box. File them under way too real looking to pass time with. What can I say? Lack of blinking disturbs me. Beside, if wax can achieve the lotus position, why cant I?

To escape the deluge, my shelter took the form of a gazebo housing three large Buddhas. I would not be alone. One by one, temple residents trickled in. The first went straight to a mat he obviously kept laid out for these moments. Two more just sat down and licked themselves. By the time the skies opened up completely, three more temple dogs had meandered into the shelter.

Carrying dog cookies is just something I do. I could explain myself, but people either get it or never will. I tossed five treats out and turned to the sixth dog, Lek (Thai for little). She had vanished. Not possible. Would she go back out in the rain? Is there a dog door in the side of the Chedi?

I surrendered Leks cookie to an antique looking Weimaraner. Predictably, thats when I spotted her. Out of the corner of my eye I noticed her sitting in the right hand of a Buddha. She yawned, nestled perfectly into Buddhas arms and fell fast asleep. After six years of visiting Wat Chedi Luang, the temple still brings a grin to my face. Must be why I keep coming back.

Angels of Chedi Luang

Actually, as the donation box says, It all started about ten years ago. Ajarn Rosocon, a teacher at Chiang Mais Rajabaht University, decided to make the dogs of Wat Chedi Luang and the adjoining Wat Phan Tau her mission. Ajarn is Thai for teacher. Her best lessons were taught at this temple complex. Out of a potential hell these unique Buddhist sites have been transformed into a sort of canine Nirvana.

Initially, students and friends helped Ajarn Rosocon care for the dogs. They fed, sterilized, treated mange, vaccinated whatever they could manage from the pennies (baht) they scraped together. The group was determined that the dogs of Chedi Luang and Phan Tau not suffer the life faced by so many abandoned and sick temple dogs across SE Asia.

In 2005 Ajarn Rosocon unexpectedly died. A friend, Ann Pierce, and another devoted friend/student Khun Soonthree stepped in. Adopting Rosocons dream as their own, they went forward, honoring a friends memory by helping the helpless. Ultimately, Khun Soonthree became in many eyes the Angel of Chedi Luang.

Touring the Temples

Wat Chedi Luang has become a refuge not just for dogs, but for all animal lovers. If travelers become overwhelmed by the sight and plight of street dogs or simply need a quiet escape they visit this feel good temple. Try it yourself. Play tourist, take photos, pat a willing pup, or bring a picnic its all good. Then at 6 p.m. watch for the angel. Over a year after Ajarn Rosocon death, Khun Soonthree still feeds and cares for the temple dogs.

Word has it she never misses a day. She was there in the rainy season when her own home flooded several times. She was there in the storm when Lek and I sought shelter. Her bright yellow rain slicker and massive pot of rice mix carried her through the tempest. If it is 6 oclock in Chiang Mai, shes there right now.

Most people visit Wat Chedi Luangs temple complex for the impressive ancient Chedi. In addition, its beautiful grounds are perfect for strolling, quietly removed from the citys frenzy. Vendors offer food and cool drink. Trees and benches offer hospitable shade. The adjoining Wat Phan Tau casts a luminous teak glow over the Buddha images it houses.

Better still, the aptly named Monk Chat area offer travelers a welcoming invitation to pull up a chair and, quite obviously, chat with monks. A casual atmosphere where international visitors just hang out with Buddhist monks is a fabulous forum for asking questions and learning about one anothers lives. In the background the voices of novice monks echo outward from classroom windows.

Whos Who?

Of course, for a few of us the temples house one more special treasure the dogs. Not all are social. Not all are loyal. Some are downright ornery. But to know the whos who of Chedi Luang canines adds to the fun of any visit. True most tourists barely notice them except to do a quick sidestep away. Like many regulars, however, Ive given most nicknames.

Take Ren and Stumpy for example. Ren, a diminutive twig of a dog, is the duos personality. Stumpy, who has a front leg contorted up underneath, provides a bit of size (a valuable asset in the world of temple dog politics) to the team. Side by side the pair can be found on a building patio overlooking the Chedi's north face.

Ren works her magic, charming the visitors with enthusiastic greetings. Then Stumpy shows his handicap, Abracadabra! Any traveler with half a heart makes a beeline for the ubiquitous 5 baht meat-on-a-stick vendor. No need to heat it sir.

Next, is Lady. She works with a local artist by delicately charming customers to his postcard rack. From there they get a close-up look at his lovely hand sketched works. I suspect Lady pulls in a commission.

Friendly Little Lek hovers at ordinary in the looks department. But every dog is beautiful when they sleep in Buddhas arms.

Not all is perfect. When I first saw Hiccup, I thought he had just been poisoned. Now I know the perpetual hack must be a medical problem. A bone lodged somewhere or I can not say. While not overly social, Hiccup is stunningly photogenic.

At the front entrance of Chedi Luang are the three Golden Boys. At least I think they are boys. They rarely stand. This is the first place Khun Soonthree feeds each evening. Looking at the girth of the Golden Boys, its a tad surprising there is any food left for any other temple dogs.

Across from them lives Lucy the Teddy Bear dog. Had you seen her before her haircut, you would have expected to find seams and a price tag.

No one knows exactly how many dogs live at Chedi Luang, 60+ perhaps. Other notable characters include Cookie Monster, whose cantankerous attitude and dull looks are well compensated for by the fact that he is the only one who actually likes the dull old dry dog cookies I bring. Apparently others prefer Khun Soonthrees cooking to mine.

Living on the north face of the Chedi is Scar and her three puppies. Some dogs turn up at the temple pregnant. Still, her puppies Goldie, Blackie, and Coco Puff are well cared for.

The latest I have notice is named, Oh Crap, Where Are My Ears? Oh Crap, or Ears for short, must be an abandoned pet. He is way too forlorn looking. Its as though he desperately wants a master. However, hes willing to settle for jerky treats - or bigger ears.

Chubby, a pseudo red Chow, and Pigeon Chaser top off the list of charmers over at Wat Phan Tau. Pigeon Chaser will pass any domestic chicken, but heaven help the wild birds if he ever sprouts wings. The young monks at Phan Tau are especially loving toward their smaller population of temple dogs. It is truly a joy to watch them interact. Saffron robes and happy tails flourish side by side.

The influence Chedi Luang has on animal lovers is best summed up by Ann Pierce. A former volunteer with the dogs, Ann has returned to California, but wrote this in an email interview:

I cannot begin to articulate the impact the dogs, Ajarn Rosocon, Khun Soonthree, Wat Chedi Luang and all the other people I met through my time in Chiang Mai has had on me. Im a very different person because of my experiences. My dream is to one day move back to Chiang Mai and continue helping the animals, no matter how frustrating it is at times.

Getting There

You can take a Tuk Tuk to visit Wat Chedi Luang. Most drivers know of this popular temple. On foot enter the old city from the famous Tha Phae Gate (east moat gate) and continue straight up Ratchadamnoen Road about four blocks to the first street light Phra Pokklao Rd. Turn left. Youll immediately see the spectacular Teak Wood Temple of Wat Phan Tau on your right. Take a look inside. Wat Chedi Luangs larger complex is located next door.

Please remember Wats are Buddhist Temples first and foremost. Dress conservatively and behave respectfully. They dont have to let the visitors or the dogs stay. Honor yourself by the example you set.

How Can You Help?

Visit Chedi Luang, have a great time, then spread the word.

Feeding starts at the main entrance between 5:30 and 6:00 each night. Stop by and show Khun Soonthree your appreciation of her work.

Please make a donation in one of the temples three Dog Donation Boxes, set up around the Chedi. Your money goes to food, vaccinations, mange treatment, sterilization of females (and males when it can be afforded), and general care.

The main Wat is currently undergoing a massive restoration. Making a donation to support the construction work, the temple and the temples school is good for all the residents two and four legged (or 3.5 sorry Stumpy).

Getting the Most from Your Visit!

Never approach any dog that seems reluctant. Get acquainted slowly with the friendly animals. Their continued socialization, or at least apathy to people, keeps them from wearing out their welcome at the temple.

Do not bring too many good tasting cookies: bacon, pork rings, a side of beef The bigger dogs will follow and fights can ensue with defenseless smaller ones. Dry old dog cookies rate low on the taste scale. In other words, they are a perfect cheap way to give snacks to those that will eat them eventually. If in doubt, donate the money instead. It goes to the right place.

Helping Dogs in Chiang Mai

If you live in Thailand, consider helping change the world one temple at a time. Get advice form angels and/or adopt your own temple with permission of the monks. Make it a family, business, class or club project. Work with a reputable vet. Dr. Nook in Chiang Mai is aces!

Other organizations that help pets in the Chiangmai area temples include Lanna Dog Rescue and Care for Dogs. Both have web sites and are always looking for volunteers or donations of funds, foods and materials.

In addition, Care for Dogs also has a wonderful shelter offering adoptions of healthy rescued dogs and puppies to good homes. Remember, for each new pet that finds a family, space is made for a suffering dog to be brought into their facility. What a beautiful way to help one - dog at a time.

Nola L. Kelsey is the author of Bitch Unleashed: The Harsh Realities of Goin Country and coauthor of the scathing political satire Keeping the Masses Down. She is currently wandering SE Asia for two years while she pretends to write her next book, Nine Lives in Siam. To read more of Kelseys work, visit her rarely up-to-date website at: http://www.nolakelsey.com. A complete photo essay devoted to the dogs of Chedi Luang is posted!

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Colorful Black Labradors

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Out of all of the different types and colors of Labradors, the black Labrador is one of the most popular. Black Labradors are usually solid black in color. They are sleek and graceful looking animals. They are a large breed of dog and must be taken seriously because they can harm small children or frail individuals because they have so much enthusiasm for life and they want to play with everyone. However, black Labradors are very smart and they learn quickly. They can be trained quite easily not to jump up on people or cause other problems because of their energy levels and large size. Some people might be frightened by large dogs such as the black Labrador, but spending time with these dogs will show most people that there is nothing to fear except that you might be licked with much enthusiasm.

Pay Attention To Energy Levels

There are many different breeds of dogs in this world today, and they can differ not just in their looks but in their temperament and their energy level as well. This is important to be aware of when looking into getting a large dog such as the black Labrador. High energy dogs are often very enjoyable to the person or the family that likes a lot of outdoor activity, but this type of dog might not be as good of a choice for the person that works all day or lives in an apartment. This does not mean that the black Labrador would not make a good pet, but it is not healthy for the dog to be closed up in an apartment all day and could result in destructive behavior simply because the dog would be bored.

Big Dogs Need Big Spaces

For those that are interested in owning a black Labrador, space must be considered. Those who live in apartments either do not own dogs or only own small dogs because large dogs with a lot of energy are often unhappy in an apartment all day. However, for the family that has space for a large dog, a black Labrador would be a good choice because they make good guard dogs yet are gentle and affectionate with people that they know including small children.

Denise Duncan loves all dogs, especially labradors, and enjoys training and raising them. She is a contributing author and editor for http://www.AllAboutLabradors.com .

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Coccidia is a common problem in Shih Tzu and other breed. It is most serious in cattle, sheep, goats, pigs and poultry. In dogs, cats, and horses, it is less often diagnosed, but can result in clinical illness in some animals, which includes the Shih Tzu. Coccidiosis is actually always present among canines, but not all dogs or Shih Tzu show clinical signs of the disease. Shih Tzu puppies and other breeds of puppies as well are especially susceptible to coccidiosis and it can be fatal for a puppy.

Symptoms of coccidiosis include:

Diarrhea
Fever
Loss of appetite
Weight loss or no weight gain
Emaciation
Sometimes death, especially in Shih Tzu or other dog breed puppies

Clinical coccidia is most prevalent under the following conditions:

Poor nutrition
Poor sanitation or overcrowding
After the stresses of weaning, shipping, sudden changes in feed or severe weather changes

Shih Tzu can acquire coccidia between one month of age and one year of age. Older Shih Tzu is usually resistant to clinical signs, but may have sporadic symptoms and may remain carriers. This is especially true of Shih Tzu mothers who can pass coccidia onto her offspring during nursing, yet show no signs of the parasite herself.

Diagnosis under microscope can be difficult. It is not always possible to find coccidia in single fecal samples. Multiple fecal examinations may be required to make a definitive diagnosis under microscope.

Treatment of coccidia

The life cycles of Eimeria and Isospora (the germs that cause coccidian) are considered self-limiting and end spontaneously within a few weeks unless a re-infection occurs. In other words your Shih Tzu and Shih Tzu puppies could have coccidia and recover without any kind of treatment. It is important to remember that coccidia is most likely forever present wherever there is more than one and especially several Shih Tzu adults and/or puppies.

A good rule to follow is to always treat very young Shih Tzu puppies, or Shih Tzu puppies at least 6 weeks of age with 5 to 10 days of medication such as Albon. Prompt medication may slow or inhibit development of stages that may result from re-infection (which could be the case of a nursing adult Shih Tzu mom) and thus shorten the length or magnitude of the illness. A treatment plan such as this will also alleviate or prevent diarrhea, lessen the likelihood of secondary infections and death.

Sick Shih Tzu or Shih Tzu puppies should be isolated (this would be Shih Tzu definitely showing signs of infection of the parasites that cause coccidia. Sulfonamides has been reported to give excellent clinical results in beef and dairy, calves, sheep, dogs and cats.

Prevention of coccidia

Prevention plans are based upon limiting the intake of sporulated oocysts which causes coccidia so that an infection is established to create immunity (since coccidia is most likely present or could become present at anytime especially when several Shih Tzu are housed together). This practice should help to avoid clinical signs such as diarrhea, etc., of coccidia. Prevention includes good management which includes:

sanitation
Newborns should always receive colostrum (obtained from mothers milk to help build their immune system and ward off all canine diseases). In the case of orphan Shih Tzu puppies, be sure to feed your orphan Shih Tzu puppies commercial milk with colostrum.
Young Shih Tzu puppies should be housed in clean and dry quarters.
Feeding and watering devices should be clean and disinfected with a solution of water and Clorox bleach
Feeding and watering devices should be protected from fecal contamination.
Stresses to the young Shih Tzu puppy should be kept at minimum

Some Shih Tzu puppies react adversely to weaning and seem to absolutely refuse to be weaned from their mothers. This type of Shih Tzu puppy is experiencing stress and should be watched and handled with extra care during the weaning process. They are a candidate to acquire stress coccidia. During weaning time, you can also try giving this type of Shih Tzu puppy medication (as long as the puppy is 6 weeks or older, or at the advice of your vet).

Shipping and sudden changes in feed can also trigger an episode of coccidia in some Shih Tzu puppies that experience stress and fear during these processes.

As a new owner of a Shih Tzu puppy, just always keep in mind the puppy you purchased may have been kept in the best of quarters and taken care of with hands of expertise, yet will still present you with a coccidia problem upon arrival in a new environment solely due to the stressors of change.

You might compare the stress coccidia in Shih Tzu puppies to some individuals who experience stomach upset when first boarding and riding an airplane. Some individuals may arrive at their destination in great shape, no problems at all, fit to spend the next 24 hours in the flashing lights of the big city. Other individuals may have to spend the next 24 hours resting in a bed closest to the nearest bathroom for vomiting and diarrhea.

Coccidia is something a new Shih Tzu puppy and any breed of dog owner should always be aware of can occur. Be on the watch for an animal who just lies around as with fatigue and/or has some vomiting or diarrhea. Sometimes there might be a little blood or mucous in the diarrhea as well to alert you that a vet visit is in order very soon. Very young Shih Tzu puppies can die easily from coccidia of any origin.

This article is FREE to publish with the resource box.

Connie Limon

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There is no universal protocol for canine vaccination schedules. Many vets recommend more vaccinations than most dogs require to be protected from contagious diseases. A lot of vets use the vaccination schedule they receive with the vaccinations they buy from drug companies. Vets are now realizing to trust vaccine makers may not be the best thing to do. Vaccine makers are in the business of selling vaccines.

There are a number of things pet owners can do to make sure their dogs are protected against contagious diseases without overvaccinating. You need to learn about the diseases the vaccines defend your dog against. Before you allow your vet to vaccinated, ask your vet about the disease it prevents. What is its incidence? How is it transmitted? Is it more prevalent in your particular area? Ask your vet is the disease treatable, and if so, how many dogs recover? If you find out the disease kills many dogs who get it and the virus is everywhere, you should probably authorize your vet to vaccinate your dog against that disease. If you find out a particular disease is very prevalent in your area, you should probably authorize your vet to vaccinate your dog against that disease in addition to other appropriate vaccines.

A list of vaccines for dogs that most experts agree puppies and dogs should be protected against - diseases that are highly contagious and potentially fatal would include:

Canine Parvovirus type 2 (CPV-2) Canine distemper virus (CDV) Canine adenovirus type 2 (CAV-2) Rabies virus (RV)

If you are concerned about overvaccination be sure to have your puppies vaccinated against distemper, parvo, and adenovirus, not before six weeks, and at least once after the age of 12 weeks, and a rabies vaccine given after 16 weeks. About two weeks after the last vaccination with distemper, parvo, and adenovirus, ask for a vaccine titer test to see if your puppy has been successfully immunized.

Other vaccine tips you need to remember:

Use vaccine titer tests to see if your dog is adequately immunized against the diseases that most experts aggree puppies and dogs should be protected against. These are diseases that are highly contagious and potentially fatal.

Don't use low-cost clinics for your dog's vaccinations (unless the clinic is operated by a professional you know and trust). Instead make a relationship with a vet who will take time with you, who will ask your about your dog's health history, answer your questions about the benefits and risks of various vaccines and recommend an individualized vaccination schedule for your dog that takes into consideration his lifestyle and environment.

Take your dog to the vet at least once a year.

Do not vaccinate dogs who suffer from chronic or acute health problems, running a high temperaturem, or who have a history of vaccine reactions. Do not vacciante elderly dogs just because if your dog has been vaccinated many times in the younger years, he is probably immunized against disease as much as he can be.

This article is free to publish with the resource box.

Connie Limon I raise Shih Tzu puppies for sale bred from champion bloodlines in a variety of colors. We have the AKC small standard, imperial and teacups. Visit us at http://www.stainglassshihtzus.com and http://shihtzuarticles.com

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The Tennis Grip

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When playing tennis it is important to consider the grip. This is used to hold the tip of the racket from the frame.

You must find the correct size of tennis grip for your hand because you can damage your wrist if it is too small or cause hand strain if it is too big. To figure out what grip is the right size for you, take a tape measure and measure the hand you hold the racquet with.

The measurement you are looking for is the length between the middle of your palm to the tip of your ring finger. That is the finger next to your little finger. This length should be the same distance as the grip around the handle of the racquet. Young people will be less than four inches where as an average woman is about four and an eighth to four and three eighth inches. A man is about four and a half inches to four and three fourth inches.

This grip must be replaced when it wears smooth or begins to separate from the handle. It is best to change it often depending on how many times you play tennis a week. The type of grip recommended for your racquet can be found in the inside throat. There are two types of replacement tennis grips.

Those are cushioned and firm. The firm is made of high density calfskin, or cowhide leather. This is preferred by those players who want to feel the ball meet the racquet. If you want relief for your hand, you should choose the cushioned grip. However this choice makes it hard to feel the ball touch your racquet.

When your grip pores are clogged up by dirt or sweat, the grip becomes hard and at this time you can purchase an overgrip. Overgrips are temporary grips that should be replaced once for every five times you play tennis. They become gluey if not changed and this can affect your game. If you buy certain artificial overgrips they may be easier to clasp then the leather types.

Based on the adhesive used there are three types of overgrips available. Soft has less friction and causes less blistering but you have to grip it harder to stop it from twisting when hitting off center balls. Tacky can give a person a lot of blisters but it does prevent slippage and Dry has a flypaper feel, this gives a player a good grip but the stickiness can slow them down when they want to change the handle fast.

It is important to consider your tennis grip for power. It will help you reduce the amount of energy you extend hitting the ball into the opposing court thereby maintaining your stamina.

Gavin Sanderson provides articles on http://www.soccer-kick.com. Visit http://www.tennis-central.com to find more of his work.

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How To Walk Humans

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The problem with many dogs nowadays is that they forget that a human is not just for Christmas, it is for life. Shortly after being born, many puppies (with the naivety and inexperience of youth, I must add) impulse buy a human. They seem to think that owning humans will be all play, forgetting that the first few months are the hardest and that theyll have to work like ahard worker.

This essential guide will help you through those first months and hopefully, provide all first-time people buyers with some invaluable insight into the bizarre workings of the human mind.

1. Entering the house. Once you walk into the house (an over-sized kennel), mark your territory immediately. Ideal locations for doing this include any expensive looking rugs or elderly relatives that are lying around. If the humans yell at you, do it again. It is important that you let them know who is boss.

2. Make yourself at home. Humans love home improvement, so try to add a bit of yourself to the house by altering the furniture. This is very easy to do, just nibble off the corner of a coffee table or scratch a door to pieces. Dont be afraid to use your imagination and try something new; my personal favourite is moving lots of human food from the inside of their fridge to the adjacent floor. When the humans discover your work, make sure you sit next to it and wag your tail so that they realise whom to accredit the alterations to. If they become over excited, mark your territory.

3. Avoiding danger. Shortly after you have settled in your new home, many humans will come to visit you. However, you need to be careful as you will inevitably encounter Children (mini humans; remember, the smaller the human, the more dangerous they are). Many children will insist on attacking you; theyll either rapidly tap you on the head or scratch your ear. This may be painful, or even just plain annoying, but please, please do not run away. Stay still (perhaps wag your tail as a sign of impatience) and pray that the mini-humans will lose interest. If you do attempt escape, the children will rapidly pursue you. Indeed, nature knows no worse predator than a determined mini-human. Upon cornering you, the children will awkwardly hoist you in the air and scratch/tap you some more. For emergency escape, mark your territory. The child will quickly abandon you. (This is not strictly true, the smallest mini-humans, the variety referred to as Bairns, Babies or Lil Tykes will probably mark their territory as well and then continue harassing you. Whimper to let them know that they have won and they will hopefully abandon you)

4. New Tricks: The older you get, the harder these are to learn, but humans will try to teach you certain performance pieces. They will often spend seven laborious hours with you (one in human time) getting you to act like them for various delicious rewards. Remember: the more you fail, the bigger the reward. It is imperative that you let the humans know that you will only perform for them if they pay you with treats. The famous actress Lassie infamously forgot this golden rule. Apparently, she started off performing tricks such as sit without edible rewards, and before long was rescuing mini-humans from mine shafts for little more than an affectionate pat on the head.

5. Exercise: Take your humans for walks regularly. Humans are notoriously lazy so will need much encouragement. When walking, you will have your humans on a lead (a cable designed to enable dogs to tow and guide their humans to various destinations). The humans will frequently pull on this lead and slow you down, but you must not let them walk at a normal pace; they will not get proper exercise if they go too slowly.

Once you are off the lead, you must protect your humans from any passing cats or cyclists. Furthermore, many humans suffer from acute amnesia in open spaces. Indeed, they very often drop a ball or a stick on the walk, which you have to return to them. Moments later, they will drop the object again. Make sure you are patient and bring the discarded object back to them each time, otherwise they will forget it.

When you return to the house, demonstrate that you realise that you are home by marking your territory.

6. Conversational English: Here are a collection of human phrases that you will find useful (do not repeat them, humans find it disturbing if their canine owners talk back to them in the same language).

Sit! - Take the weight off your feet and rest on your haunches.

Dinner! I have poured some dry, meat flavour biscuits into a bowl. Please try it. Din-dins!

Walkies!- Please take me outside.

Good Boy/Girl Congratulations are in order.

Vet- Run for your life.

Wilmas next article will be published soon. For the mean time, dogs are welcome to try her earlier work, the self-help book Finding Your Inner Puppy

Wilma Woof is the author pen name for pet humour articles published on http://www.allpetservices.co.uk, a free directory for pet services, pet sitting, dog walking, and more.

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Hitman: Blood Money

Who hasnt heard of the Hitman series? The games with the legendary Hitman: Mr. 47, the assasin clone. I got introduced to them at a friends house. He was playing the first Hitman: Codename 47. At the time I wasnt really into this kind of game, it seemed to me like a lot of sneaking, exploring the neighbourhood. And waiting for a good time to make the kill. It just was to slow for someone that liked to play games that are fast, and contained a lot of mindless killing. Im sure a lot of you know what I mean. Then, a couple of years later (2), Hitman 2: Silent Assasin was released. This time I was ready for it. I got the game, started playing, and loved it. It was all good. The kills, the environments (sometimes the scenery was a bit too exotic) and the size of the levels (though at times a bit too large). But, at some point in the game I got stuck, and it was really irritating, because Id played the level at a friends house and finished it within no time (the level was chinatown, by the way, with the restaurant). Problem: He had the silencer, a bonus which one could receive at the end of certain missions. Because I did not want to do the level ,where he got the silencer, again. This was the end of my glorious career in Hitman 2. 2 more years later, Hitman: Contracts comes out. I was planning to get it, but somehow everything always got in the way, and I kept forgetting. Then suddenly, 2 more years later, I see an ad on Hitman: Blood Money, a woman lying on a bed, with a hole in her forehead. This was a great picture, and it made a lasting impression. I decided to get this Hitman, definitely. And so I did.

As the install commenced, I wondered how this Hitman would be, would it be more of the same (which wouldnt really bother me), or would it be even better. I guessed it would be the latter, because Id read a lot of positive reviews. 15 minutes later, I fire up the game. First up, the menu. I have to say, I love that music. Just stay in the menu for a couple of minutes, the music is worth it! Then I started my first mission, I get an introduction movie which introduced me to a guy in a wheelchair, and a journalist. Theyre talking about a failed assasination attempt on the president. Then the first mission started. Im in some kind of Banana Republic, and I need to kill a couple of guys, father and son. Easy as pie, you could say. But then it hit me again, my incredible laziness for tactics. I was waiting for the action, but when I still hadnt found a chance to kill the guys, so I killed the application, frustrated. A week or so later, I still hadnt touched the game again. But I wasnt about to give up to some game that just claims to be tough, I decided to have another go at it. This time in another state of mind.

This time, I started exploring the environment some more, looking at opportunities, memorizing the patrol-routes of the guards. I got to know the level pretty well, and started to get excited. I was really beginning to think I had a chance. Only thing I hadnt found out yet, was how to get to the father. But those were worries for later, or so I thought. I still didnt completely have the hang of it. And just strolled around the level for a bit, sometimes just going crazy and randomly killing people, then starting again, and have another go. I couldve killed the guards in front of the room where the father played cello, but I didnt do it, wanting to do it the Hitman way, stealthy, and as accident-like as possible. The fact that saves were deleted every time I exited the game, didnt help my mood either, but I would finish this level, so much was certain. So the next day, I had another go. This time with more succes, I found another way into the fathers room, and killed him as stealthy as possible, then I had a go at the son, took me about 3 tries. I ran to the airplane, and escaped the level, pleased with the kill. Then finally I got a hunch of how this game needs to be played: calm, very observant, and often.

After that, I couldnt stop with the killing. One level after another, the game was to die for (pun intended). And then my cousin arrived. I still hadnt finished the game, but had feeling, a sad one, that the end of the game was nearing. I played through the last couple of levels with my cousin, every night from 12 to 4 AM. It took us 2 nights, but we finished it, and I was, although sad, very pleased with the end. The story was even better than I had imagined. What a great game. The credits had a very nice and subtle bonus as well (and Im not going to give any spoilers). It truly was a great feeling.Although the gameplay and story are two very important (most important in my opinion) factors. The graphics are there too, and I must say the game was a feast. The graphics are very up to date, and almost foto-realistic. The movements are very smooth as well. And I dont really have anything bad to say about them. The game was also pretty bug-free. Every time I thought there was a bug, it turned out to be something I did wrong (but not always). The biggest bug I encountered was in one of the last levels when the walls got all colory and happy (which definitely didnt fit the scenery). But compared to what the game offers it was nothing.

Conclusion

There it is! My first conclusion, and its going to be a good one. This is definitely a game you have to play if your into tactics, if you want to kill stealthy, that is. Its still possible to burst in guns blazing, dont expect to live long though. Luckily there are upgrades, including armour, health boosts, and the likes. What I really liked was that this time, you could upgrade your items in the menu, this wasnt the case in Hitman 2. Another bonus were the accident-kills, in every level its possible to stage an accident for your targets. They are not that hard to find, and if it works, it gives a great feeling, so get going and stage those accidents! And last but definitely not least, Graphics and Story. Both great, and heartwarming, or as heartwarming as it gets, anyway. Difinitely the costumes, theyre really great and funny, and really slick. This is a must-play for every gamer. If youre not into tactics, or if you are, this games got both. Also nice is the Money earning system, the better and stealthier you hit, the more you get paid, and the cooler your guns become, this is where the staged accidents come in handy. Now get hired and kill those targets!

Grade

Gameplay: 9 | Graphics: 9 | Story: 9 | Bugfree: 8 | Replay: 9 | Personal: 9

Overall: 9

The personal grade means the emotional value I attach to the game. In some cases it is higher than the overall grade, and in others it is lower. It is included in the overall grade. The bugfree grade probably speaks for itself, but what the heck, it means the amount of bugs I encountered. The lower the amount, the higher the grade.

-Maurits
-http://mauritskappers.com

Maurits Kappers

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Why is credit repair important? It comes down to one simple thing - saving money.

Everyone has a credit report. It turns out that about 70% of all credit reports contain inaccurate or untimely information. This can have an adverse effect on your credit score and that can cost you money. Credit repair is the process you undertake to remove or correct these errors on your credit report.

The great thing about repairing your credit is it's not difficult to do. The first step is to obtain a copy of your credit report. If you have been turned down for a loan or credit, you are entitled to a free credit report within 60 days of the rejection. You are also entitled to 1 free report from each of the 3 credit reporting agencies each year.

The next step is to let the credit reporting agency know in writing what information you think is inaccurate and request that it be removed or corrected. Make sure you send the letter by certified mail so you have a receipt with a record of when you sent it. Always keep copies of your letters.

The credit reporting agencies have 30 days to investigate your dispute and get back to you. If they find the information under dispute to be inaccurate, they must notify all three credit reporting agencies and the creditor or organization that provided the information. All of them must correct the information in your file.

When the investigation is complete, the credit reporting agency will provide you with the results and a copy of your updated credit report for your review.

If the investigation does not resolve the issue, you can request to have a statement of the dispute added to your file and on future credit reports.

Then you need to send a letter to the creditor or organization that provided the inaccurate information, telling them that you dispute their information. Include all documents that support your position. If the creditor reports the information to a credit reporting agency, it must also include a notice of the dispute.

So why go through this exercise? Your credit score determines how much interest you pay on loans or credit. If you add up how much interest you pay on your car loan, home mortgage and insurance, you can see just how much money is at stake - it can be thousands, tens of thousands or even hundreds of thousands of dollars. It can even determine if you get a job or not.

Credit repair is vital in making sure your credit report is accurate so you can save money - sometimes a great deal of money.
Thomas Erikson is co-founder of http://www.your-debt-consolidation-loan.com which provides http://www.your-debt-consolidation-loan.com/credit-repair.html information and solutions.

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How many ads have you written to promote your online business? If you have started for a very long time ago, I am sure some of your ads have worked tremendously and some of them have bombed. If you are a beginner who just learn how to make money online, go through this article before you proceed with your ad copy.

The key to make money online in writing ads is to keep changing and testing your ad copy, dont just write one and then stop. Most of us here dont even have a college degree in copywriting, but you have to learn from your mistakes and never give up to make money online.

Below, I add another list of 5 deadly ad copy sins for you. If you have been following my Part 1 article, you have a total of 10 deadly ad copy sins already.

1. No proof of benefits offered

If you are selling a weight loss product that can guarantee people will lost 10 pounds in 3 days, what proof do you have to backup these words? If you have none, people will know straight away that you are just interested to sell the product and make yourself some money online. To overcome this, it is best to put a testimonial from a real people who actually try your product. It can be in a form of images, writing, audio or even videos.

2. No contact information for questions

This is one of the deadliest mistakes you could make. You only care to make money online without caring about your customers. Once they have purchased your product, they will definitely ask some questions regarding the product. You can make some serious money online if you leave your email address or even your house / office address. This way, your customer knows that you are a real person and willing to help them in any way you can.

3. No conversational writing

This is not compulsory but if you manage to write your ad copy like you are writing to your friend, you will make money online and make a lot of profit than before. Describe your potential customer as You and yourself as I. By doing this your customers feel like they are talking to a real person instead to some sales pitch.

4. No deadline to order

Believe it or not, if you put a deadline to your offer, you can make more money online compare to an ad copy without a deadline. Tell your customers if they dont buy it before the deadline, they are making a huge mistake and the price of your offer will increase. When they realize that the offer is just too great, they will click on the Buy button without hesitation.

5. Spelling and grammar mistakes

Well, some business owner could not even be bother about their spelling and grammar mistakes. All they care about is quickly make money online. Let us put it this way, if you read someones ad copy with lots of spelling mistakes, do you still want to buy the product? If they are too lazy to correct their mistakes, do you think that they will help you if you are having problems with their product?

There you have it, another 5 deadly ad copy sins that can cost you lots of money. You do well to remember not to the same mistakes like I did if you are serious about making money online.

Izrul Fizal has made a living earning himself a residual income every month. Visit his website Make Money Online at http://make-money-online1.blogspot.com and http://www.highprofitbizz.com to find out how.

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Rush hour commutes, soccer practice for the kids, extra work from the office and the everyday demands of live in a culture awash in activities and time demands is posing a serious dilemma for churches across the country.

People are so busy that they simply don't have time to serve on church committees or work in church service projects.

How much do you care about the church?

About Gods people? How much of your time is spent helping givingpraying for your church? A lot of people give money to the church but much less give themselves.

There are a lot of reasons that move people to give to the church. I know that some people give as a write-off so that they will get a break on the taxes they pay to the government. If that is your only motive for giving, it is not a proper one.

A tax write-off is just not enough. That is not going to help you any with God.

Some people give to the church to gain a reputation for giving.

The Bible truth of the matter is that God really isn't interested in our money. Oh, don't get me wrong. The Bible says we are supposed to give. But it's our heart condition that God is most interested in.

In fact, even more than money, he wants us to give our time, our prayers and our service to the institution he's created to be his hands and feet on this earth: The church.

There are Bible stories galore about the consequences of not supporting the church.

It is striking that the very first death recorded in the church occurred when a couple, Ananias and Sapphira, decided they would gain a reputation for giving that they did not really deserve.

In the fifth chapter of Acts we read that other people were giving property. This couple thought they would get in on the honor and prestige that was being heaped on those who generously gave, so they gave some of the proceeds from tome land they sold. But they pretended that they gave all of it when they really did not.

When the Holy Spirit dealt with that hypocritical kind of giving he dealt very severely with it.

Some people give because they were afraid of dying and they want to make Brownie points with God.

There have been people who give hundreds of thousands of dollars because they felt it would help them in their standing before God at the judgment seat. But they were not giving to help the cause of God or the church. They gave because they thought they could buy Gods favor.

All these are wrong motives.

When it comes to giving, motive is more important than the amount.

God is not so interested in how much you give the church, but why you give. Do you love the church? Thats the example we have from Christ.

More than 24 million seniors collectively volunteer 6 billion hours each year in the United States. Researchers at the University of Michigan recently discovered that the survival rate of seniors who volunteered 40 or more hours a year for a single cause was 40 percent greater than that of non-volunteers.

"Seniors who volunteer say it improves their health, life satisfaction, and social well-being," says Donna Thurmond, director of Senior Services for Volunteers of America.

So helping others and serving as Jesus commands us to do is not only a good thing to do, it's good for us.

In fact, we were all created with a desire to serve. That's why it feels so good when we do so, because it's what we were made to do.

But the real reason we serve is because that is what Jesus did. that's the example he lefty us in the Bible.

We know it as the Golden Rule: Do unto others as you'd have them do to you.

Mike Fletcher publishes the Online Christian Shopper (http://www/onlinechristianshopper.com) Christian clothing and jewelry Web site

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Are you someone who grew up during the hippie days, and you still feel guilty about making money off your friends?

Did you ever worry about being perceived as exploiting others, just to make money?

Many women tell me that when they've started to imagine making good money and having some of the things they've always wanted, like their own garden and time to work in it, or a housekeeper, or regular facials or spa vacations, they're ashamed because they're taking from their kids or the family house account.

I thought of you as I read this the other day:

"The market for something to believe in is infinite."

"We are here to find meaning. We are here to help other people do the same. Everything else is secondary." - Hugh Macleod.

Do you agree with that? If yes, read on.

If you have decided you've got to get after it and earn some income, but these old ideas are still in your head, ask yourself:

1. Has your product made a difference in your life?

2. Do you think it has added new meaning to your life?

3. Do you think there might be others who might like to know about it, in case it does for them what it's done for you - improve the quality of your life?

4. Assuming you have to do SOMETHING to make a living, is it better to do something where you're helping make a difference in another person's life, and helping someone else find meaning in their life (again)?

Or would you really prefer to stand behind some counter at Macy's?

5. Is it a good thing to earn a living by offering others a product that added meaning and change to your life?

Did you say "Yes!"?

Me too. But remember, only SOME people will respond. Jesus didn't get everyone either. Neither did the Buddha. Everyone doesn't play tennis, either.

But if you want a game of tennis, who will you ask for, hmm? Someone who...

For those you CAN touch with your product, someone else who might be looking for the kind of fix you got, well, how much longer will you keep them waiting?

"To do good, you have to do well." Anonymous

Kim Klaver is Harvard & Stanford educated. Her 20 years experience in network marketing have resulted in a popular blog, http://KimKlaverBlogs.com, a podcast, http://YourGreatThing.com and a giant resource site, http://BananaMarketing.com.

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In the present day scenario, borrowers with bad credit are provided with ample opportunities to improve their financial status. To avail the maximum benefits, even if collateral is required to be pledged, it is completely worth it. This can be done through bad credit secured loans.

Bad credit is a situation in which there is a default in the credit history of the borrower. This may be due to any of the following:

* Defaults
* County Court Judgments
* Bad credit score of less than 580
* Arrears

Bad credit situation of borrower can arise due to various factors like bad credit in past, long time illness, loss of job, regularly shifting job or address, defaults in the payments, lavishly spending money, defaults while dealing with several loans for personal needs etc.

The borrower can make the bad credit loan secured by pledging collateral with the lender. The collateral can be any asset like car, house, stocks, and bonds etc which hold some equity value in the market. The bad credit secured loan is approved based on this equity

With http://www.badcreditloansinformation.com/, the borrower can fulfill any requirement that he has like debt consolidation, home improvement, a vacation, educational expense, wedding expenses, etc.

An amount of 5000-75000 can be borrowed through bad credit secured loans. This amount is required to be repaid to the lender in a term of 5-25 years. The interest rate is low even for bad credit borrowers as there is attachment of collateral with the bad credit loan.

A search for bad credit secured loans can be conducted online. There are numerous lenders present in the online market who are ready to offer to money at low rate to borrowers ready to place collateral. So a thorough search can help a great deal in obtaining a loan.

Bad credit secured loans are the best way for a bad credit borrower if he wants a low interest rate and a good repayment term for the bad credit loan.

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Do you ever read about a dog breed and discover that a particular breed can be prone to a number of diseases - most of which you can't understand? Are you in the process of choosing a dog and you want to know which breed-specific hereditary disease that the breeder should have screened out in the breeding stock?

Most breeders spend a lot of time and resources trying to get rid of genetic diseases in their lines. However, some amateur breeders and puppy mills are breeding dogs without screening the parents and perpetuating poor genetic health.

This article is not exhaustive but will attempt to describe some common hereditary musculoskeletal diseases and indicate some of the dog breeds that have shown a tendency to inherit these diseases in the past. Since so many dogs have inherited orthopedic problems, these disorders are extremely well researched and studied. If you want to check on a particular dog breed you can go to www.dog-breed-facts.com and search on a particular breed for its health issues.

There are a number of common inherited diseases for which reputable breeders screen their breeding stock. The Orthopedic Foundation for Animals (OFA) has specialists evaluate X-rays, DNA, thyroid, cardiac and other tests and register the results. A prospective pure-bred puppy buyer should ask to see the OFA results for the dog's sire and dam.

Chondrodysplasia or dwarfism in the legs is a disease that causes malformation of the carpal and radius bones of the front legs resulting in a stunted and bowed look. Puppies born with this disease do not show any signs until they grow older. The disease can be painful and often the only choice is to euthanize the dog. This disease is most common in the Alaskan malamute and the Beagle.

Elbow dysplasia is a hereditary disease in which the elbow joints of the front legs are malformed. Lameness usually makes its appearance around 7 to 10 months of age and is treated by anti-inflammatories and also surgery. All breeds are susceptible to the disease but it is most common in large male breeds. These breeds include the: Basset hound, Bernese mountain dog, Bloodhound, Bouvier des Flandres, Chow Chow, German shepherd, Golden retriever, Great Pyrenees, Irish wolfhound, Labrador retriever, Mastiff, Rottweiler, Saint Bernard and Weimaraner.

Hip dysplasia is a disorder that results when there is a loose fit of the 'ball and socket' hip joint and the ball may continuously slide part way out of the socket. Over time this will cause osteoarthritis in the joint and the dog will become lame and weak in the hind end. Some relief can be found with the use of nutriceuticals such as glucosamine and chondroitin, and anti-inflammatories. Some cases are so bad that the dog must have surgery or be euthanized. Ensuring that your dog isn't overfed and overweight can delay the onset of hip dysplasia. Larger breeds that grow fastest during the first four months seem to be more prone to this disease. Hip dysplasia is the most common inherited orthopedic disease in large and giant breeds and many medium-sized breeds as well.

Legg-Calve-Perthes is a disease of the hip joint where the ball or head of the femur deteriorates and causes pain and lameness in the hind leg. This disease usually affects young small dogs aged from 4 to 12 months. This condition is successfully treated by surgery. This disorder can affect all terriers, Chihuahuas, Dachshunds, Miniature pinscher, Miniature poodles, Pugs and Toy poodles.

Panosteitis or 'pano' is a common condition which suddenly causes lameness in a growing puppy or adolescent dog. The lameness is a result of inflammation of the long bones of the front and hind legs and can be mild to severe. A veterinarian will probably prescribe pain medication and ask you to restrict exercise. Affected puppies usually grow out of the condition as they mature. It is most common in male medium- to giant-sized dog breeds which include the: Afghan Hound, Basset hound, Doberman pinscher, German shepherd, Great Dane, Great Pyrenees, Labrador retriever and Rottweiler.

Luxating Patella (Patellar luxation) or slipped stifle is a hereditary condition where the knee cap slips out of its groove. In some cases, the kneecap will slip back into place while in other cases; a veterinarian may need to put it back in place. If it is not corrected through surgery, then osteoarthritis will usually result. The condition is quite prevalent in toy breeds. It is commonly seen in the Affenpinscher, Australian terrier, Basset hound, Boston terrier, Chihuahua, Cavalier King Charles Spaniel, English Toy Spaniel, Maltese, Papillon, Pekingese, Pomeranian, Poodle (miniature and toy) and Lhasa Apso.

Mike Mathews is a contributing writer and editor for the popular dog breed site: http://www.dog-breed-facts.com. He provides informative, real-world advice and tips on dog breeds, dog health, dog grooming and more. As well be sure to check out his free report on Dog Training.

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